Credolay serves renters, landlords, and borrowers on the same trust layer. One profile. Three workflows. Zero screenshots.
Turn rent into a portable trust profile.
Pick tenants with less guesswork.
See borrowing readiness before you apply.
Start with the rent payments that already prove you show up every month.
Connect open banking and other consented data to sharpen the profile.
A live score with plain-English momentum, resilience, and risk.
Share a verified profile with landlords and lenders. No screenshots.
Credolay builds a trust layer around real behaviour and consented data — not static paperwork.
Your profile updates as rent is paid, signals change, and behaviour evolves. No dusty reports.
You control exactly what is shared, with whom, and for how long. Every access is logged.
We measure consistency, resilience and momentum — not just whether your paperwork exists.
Issue your trust profile as a Microsoft Entra Verified ID credential — offline-verifiable and tamper-evident.
Credolay runs on Azure and plugs into Microsoft Entra, Dynamics 365, and the Power Platform — so your tenant intelligence lives where your team already works.