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For RentersFor Landlords

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RENT LINE ACCOUNT

OLD WAY

₦2M

WITH CREDOLAY

₦168k/mo

Rent with Credolay

Pay rent monthly.Not a year upfront.

Available for eligible renters and landlords in Nigeria.

Apply now

Rent payments

Pay monthly

Bill bundles

One monthly plan

Landlord visibility

Clear payouts

Affordability

Costs upfront

Credit buffer

Safety cushion

Eligibility checks

Verified in minutes

Fast approval

Decision same day

Real support

Here when you need it

Rent payments

Pay monthly

Bill bundles

One monthly plan

Landlord visibility

Clear payouts

Affordability

Costs upfront

Credit buffer

Safety cushion

Eligibility checks

Verified in minutes

Fast approval

Decision same day

Real support

Here when you need it

Inside the app.

Built into every payment.

Monthly, not yearly

One predictable debit instead of a year upfront.

Credit-building

Every on-time payment reports to your Credolay score.

Credit buffer included

25% of each payment grows a safety cushion.

9:41

Good morning, Adaeze

2-Bedroom · Lekki Phase 1

RENT ACCOUNTAutopay on

₦0

Next debit 1 Jul 2026 · ₦168,000

Equity

₦1.26M

Score

724

Line

₦2M

Recent activity

See all

June rent paid1 Jun · GTBank ••87−₦168,000

Equity contribution25% of June rent+₦42,000

Credit score went upOn-time payment · +18 pts724

Home

Pay

Credit

You

Home

Account balance, autopay, and recent activity

Build with proof.

Your rent can become a financial signal.

Credolay turns payment behaviour into a clean score lenders, landlords, and property partners can understand.

724

Demo score

+18

This month

4 mo

On-time streak

₦2.0M

Rent line

CREDIT BUFFER

₦1.26M buffer built

✓June rentPaid on time₦168,000

✓Buffer top-upAdded to your buffer+₦42,000

✓Credit historyReported cleanly+18 pts

Ready to apply?

Good rent behaviour begins with four quick steps. Demo mode lets you explore renter and landlord dashboards instantly.

Step One

Apply online.

Start from your phone or computer in minutes.

Step Two

Prove it's you.

Connect identity, income, and rent history.

Step Three

Get a score.

See your rent line and credit buffer.

Step Four

Move forward.

Pay rent, build credit, and grow your buffer.