Rent with Credolay
Pay rent monthly. Not a year upfront.
Landlords get paid in full today. You repay monthly, keep your savings, and build your Credolay score.
Available for eligible renters and landlords in Nigeria.
The old way
₦2,000,000 upfront
With Credolay
₦168,000 /month
Join renters building
verified rent history
Monthly, not yearlyCredit-buildingCredit buffer included
Seize the rent.
Keep track more easily.
One app. Everything rent.
A premium rent account for payments, bills, landlord records, and your credit buffer.
✓Rent paymentsPay monthly or schedule autopay from your linked bank.
✓Bill bundlesAdd utilities and service charges into one cleaner monthly plan.
✓Landlord visibilityKeep receipts, lease terms, and payout status in one place.
Feel more in control.
Organised. Calm. Yours.
✓No 12-month lump sumCredolay pays your landlord in full; you repay monthly instead of draining savings once a year.
✓Know what you can affordSee rent, bills, and savings spaces before the month starts.
✓Relax about due datesAutopay, reminders, and payroll-linked rent help you stay on time.
✓Credit buffer for rentEvery eligible payment grows a buffer that covers you if a payment ever gets tight.
Build with proof.
Your rent can become a financial signal.
Credolay turns payment behaviour into a clean score lenders, landlords, and property partners can understand.
724
Demo score
+18
This month
4 mo
On-time streak
₦2.0M
Rent line
CREDIT BUFFER
₦1.26M buffer built
✓June rentPaid on time₦168,000
✓Buffer top-upAdded to your buffer+₦42,000
✓Credit historyReported cleanly+18 pts
Ready to apply?
Good rent behaviour begins with four quick steps. Demo mode lets you explore renter and landlord dashboards instantly.
Step One
Apply online.
Start from your phone or computer in minutes.
Step Two
Prove it's you.
Connect identity, income, and rent history.
Step Three
Get a score.
See your rent line and credit buffer.
Step Four
Move forward.
Pay rent, build credit, and grow your buffer.
A rent account built for modern Nigeria.
Renters build proof. Landlords get cleaner payouts and faster turnarounds.
Open Credolay