JUST WON· Sarah vs British Airways £340FILED· Michael vs EE £240ESCALATING· Emma vs Sky Broadband £89JUST WON· Priya vs Amazon £127REGULATORY FILED· James vs HSBC £890SETTLED· Omar vs Vodafone £210JUST WON· Lisa vs easyJet £520FILED· Ben vs Octopus Energy £156JUST WON· Sarah vs British Airways £340FILED· Michael vs EE £240ESCALATING· Emma vs Sky Broadband £89JUST WON· Priya vs Amazon £127REGULATORY FILED· James vs HSBC £890SETTLED· Omar vs Vodafone £210JUST WON· Lisa vs easyJet £520FILED· Ben vs Octopus Energy £156
Credolay
v1.0 · 2026Start a case
◈ Voice of the voiceless

They ignored you.
We make that
expensive.

Credolay turns your screenshots into legal demands that land on executive desks, not in the complaints inbox. AI-built. Regulator-filed. No win, no fee.

12,847cases
£4.2Mrecovered
83%win rate
6.3 daysavg resolution
Escalation status
Reached CEO officeDay 3 · Response pending
CCredolay · Case File
No. CDL-2026-4418
vs. British Airways
Refused refund · cancelled flight
Dispute · £840Day 3
LEGAL
DEMAND
ClaimantSarah Chenverified
RespondentBritish Airways PLC
Amount£840.00+£200 Reg 261
Evidence7 items uploadedAI-processed
EscalationExecutive Leadershipactive
CDL<<CHEN<<SARAH<<vs<BRITISH<AIRWAYS<<<<<<<<<<<<<<<
4418026<3F2026051<<<<<<<<<<<<<<<<<<<
filed by
CREDOLAYmay · 2026
12,847 cases filed
£4.2M recovered
83% win rate
avg 6.3 days to resolution
Live · updated daily

British Airways refused my refund for 3 months. Credolay got it back in 4 days.

S.C., London£340 recovered

Sky kept charging me after cancellation. £180 back in a week. I didn't even have to call anyone.

M.O., Manchester£180 recovered

Amazon's 'no fault' policy meant nothing when Credolay cited the Consumer Rights Act.

L.P., Birmingham£127 recovered
How it works · 01

Three steps. One outcome.

They bet you'd give up at the first 'we're looking into it.' We were built for exactly that moment.

Step 01

Upload the evidence

Screenshots. Emails. Invoices. Drop them in — our AI reads every pixel and extracts the facts automatically.

  • Email threads, booking confirmations
  • Screenshots of chat support
  • Receipts, invoices, bank statements
  • Recorded call transcripts
Step 02

AI builds your case

Matched against consumer law in seconds. A formal demand letter, auto-generated, citing the exact regulation they violated.

  • Consumer Rights Act 2015
  • EU Regulation 261/2004 (flights)
  • FCA complaint procedures
  • Ofcom & Ofgem frameworks
Step 03

We escalate until they pay

We skip the call centre. Straight to CEO, CFO, General Counsel — then regulators, then public. They know we mean it.

  • CEO, CFO, General Counsel
  • CAA, FCA, Ofcom, Ofgem filings
  • Certified post where required
  • Public tracker if unresolved
Dispute categories · 02

Every injustice has a remedy.

UK consumer law gives you powerful rights. Most companies count on you not knowing them. Credolay does.

Airlines & Travel

  • Cancelled flight refunds (Reg 261)
  • Delayed baggage claims
  • Package holiday collapses
  • Booking.com no-shows
EC 261/2004 · Package Travel Regs
📡

Telecoms & Broadband

  • Mid-contract price hikes
  • Service outage compensation
  • Impossible cancellations
  • Hidden roaming charges
Ofcom · Consumer Contracts Regs
📦

Retail & E-commerce

  • Refused refunds within 30 days
  • Faulty goods replacement
  • Non-delivery disputes
  • Bait-and-switch pricing
Consumer Rights Act 2015
🏦

Banking & Finance

  • Unauthorised charges
  • Frozen account disputes
  • Mis-sold products
  • Section 75 card claims
FCA · Financial Ombudsman

Energy & Utilities

  • Billing errors on direct debit
  • Smart meter disputes
  • Switching obstruction
  • Refunds on credit balances
Ofgem · Citizens Advice framework
🔄

Subscriptions & Software

  • Dark patterns blocking cancellation
  • Charges after free trial
  • Auto-renewal without consent
  • GDPR data deletion requests
Consumer Contracts Regs · GDPR
Escalation ladder · 03

They count on you stopping at level one.

We never stop. Every ignored deadline, every fobbed-off email, every 'we'll look into it' — it's all fuel.

L1
Customer Service
Bypassed — AI logs the dead-end as evidenceThe wall companies want you to give up on. We document it and move straight past.
Bypassed
L2
Senior Management
Formal written complaint, named managerNamed letter to the Head of Customer Experience with a 14-day response deadline.
Active
L3
Executive Leadership
CEO, CFO, General Counsel — direct correspondenceCertified legal demand letters to C-suite officers. They can no longer claim ignorance.
Active
L4
Legal Counsel
LBA issued — 7 days before proceedingsLetter Before Action citing the exact statute. Triggers legal obligation to respond or face court.
LBA
L5
Regulatory Body
CAA / FCA / Ofcom / Ofgem — formal complaint lodgedRegulators with statutory authority to fine and name-and-shame are formally notified.
LBA
L6
Public Escalation
Public tracker live — countdown displayedYour case goes on our public tracker. Companies respond. Fast.
Public
Pricing · 04

No win, no fee.

File for free. We only take a cut when you win. For repeat fighters, Pro gives you the full arsenal with no success fee.

Free
£0/forever

File cases and let the AI fight for you. We take 10% of what you recover.

You keep 90%. No win, no fee.

  • Unlimited case filing
  • AI case builder
  • Executive escalation
  • Regulator submissions
  • Case status tracker
Start a case free →
Pro · Most popular
£9/month

For repeat fighters. No success fee — just the flat monthly. Priority escalation, certified mailings, the full toolkit.

  • Everything in Free — zero success fee
  • Public case tracker (pressure companies)
  • Priority escalation queue
  • Certified recorded post
  • Unlimited evidence uploads
  • Multi-case management dashboard
Get Pro →
Enterprise
Custom

For law firms, consumer groups, and advice charities running high volumes of cases. White-label available.

  • Bulk case ingestion API
  • White-label case portal
  • SLA-backed escalation
  • Dedicated case manager
  • Custom regulator workflows
Talk to us →

Your complaint deserves
more than a bot response.

File in under 3 minutes. Upload your evidence, let the AI build your case, watch it land on the right desk.

FREE TO FILE · NO WIN NO FEE · UK CONSUMERS
Case refCDL-2026-4419
Filed againstSky Broadband
Dispute value£340+compensation
EscalationExecutive · Day 2
OutcomeFull refundRESOLVED
Time to win4 days, 11 hours